Compliance, in plain English.
Deadlines, thresholds, and the rules that quietly apply to you. Written for employers and HR teams, checked against IRS and DOL guidance, and free of the vagueness that makes most of this material useless.
Guides
Every one of these ends with the date it was verified. Benefits rules change — if something here matters to a decision you are making, call us and we will check it against current guidance with you.
ACA Reporting
ACA reporting deadlines: what applicable large employers actually have to do
Furnishing deadlines, filing deadlines, the e-filing threshold, and the notice rules for the alternative furnishing method.
Read it › 2 min
COBRA
COBRA notice deadlines: the day counts that matter
General notice, election notice, election period, premium deadlines, and coverage periods — the full COBRA clock.
Read it › 2 min
Form 5500
Form 5500: who has to file, when, and the exemption most small employers rely on
The seven-month rule, the Form 5558 extension, and the small welfare plan exemption — including who counts as a participant.
Read it › 2 min
Open Enrollment
Open enrollment planning: the clock starts when the carrier releases your renewal
Renewals release 60 to 90 days before the effective date, and the carrier decides which. Here is how to plan for both.
Read it › 3 min
ALE Status
What changes when you hire your 50th employee
How applicable large employer status is calculated, why it is based on last year, and what obligations arrive with it.
Read it › 2 min
Section 125
If your employees pay premiums pre-tax, you need a Section 125 plan document
The written plan requirement most employers do not know they are subject to — and why nobody notices until it matters.
Read it › 2 min
Would you rather someone else tracked all of this?
That is the job. Enrollment, eligibility, billing, COBRA, and the compliance calendar — administered by one team, so the deadlines above stop being your problem.